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(A) Where the insured and the beneficiary in a policy of life or accident insurance have died and there is no sufficient evidence that they have died otherwise than simultaneously, the proceeds of the policy shall be distributed as if the insured had survived the beneficiary.

(B) Subsection (A) of this section shall not apply in the case of wills, living trusts, deeds, or contracts of insurance wherein provision has been made for distribution of property different from the provisions of this chapter. [Res. 22-R-198 Att. A, 11/17/2022; Res. 06-R-53 § (D)(35.11.040), 5/3/2006. Formerly 3.15.670.]